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Buying a Home In Bakersfield

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Deciding on a Budget
Finding a Realtor®
Looking at Homes
Choosing a House
Closing on a Property

Buying a new home is a big step

No matter if it’s your first house or your fifth. At Coldwell Banker Preferred, Realtors® in Bakersfield, we can help you find the perfect home for you and your family. We’ll work with you every step of the way to ensure that you end up in a house that works for you and that you can see yourself living in for years to come. We’ve helped both first-time homebuyers and experienced buyers locate the ideal property, and we’d love nothing more than to assist you in finding your next house.

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Deciding on a Budget

One of the most intimidating and challenging aspects of buying a new home is deciding on a budget. Perhaps you’ve been saving for years and you have plenty for a sizable down payment on a new home, and you’ve lined up a reasonable mortgage to pay for the property. On the other hand, you may have just enough for a down payment and need a major loan in order to purchase a house. Whatever the case may be, it’s smart to sit down and crunch the numbers to see just how much house you can afford.

It’s important to stick to your budget as much as possible once it’s set. There can be room to move up a bit, depending on the houses you find and are interested in, but you don’t want to overspend by too much and end up with a mountain of debt that you have little to no hope of paying off in the next 20 to 30 years. The ideal scenario is, of course, to set a budget and end up paying less for a home than what you intended!

If you have questions about budgeting for a new home, take some time to do some research online. You can often find mortgage calculators that will show you what your monthly payments will be based on the amount of your down payment and what interest rate you have for your loan. You can call local banks and credit unions to see what their current home loan interest rates are and gather more information to have at your disposal once you’re ready to start looking at homes.

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Finding a Realtor®

Before you start looking at homes, however, it can be beneficial to find a Realtor® who can answer your questions about the current real estate market, such as what houses in the area are selling for, when will be the best time to buy, and more. Our experienced and knowledgeable team are always ready to help however they can with your home buying journey.

Working with a licensed real estate agent can alleviate the stress of trying to navigate all the paperwork and processes that go into buying a home. It might seem easier at first to find a home on your own, but once you have to negotiate a selling price, coordinate a home inspection, and settle on a closing date, you might find it all to be a bit too much.

Instead of stressing out over how you’re going to find a new home, leave the hard work to us. We can set up showings with the seller, help you narrow down which homes you want to see, and make sure the inspection and closing dates are set well in advance. Whenever you have questions or are unsure about something, all you have to do is give us a call and we’ll be there to help.

Looking at Homes to Buy

Once you’ve found a Realtor®, you can begin looking at homes that fit your preferences and your budget. Our team will work tirelessly to find houses that meet your needs and your list of criteria. You might be looking for something specific, such as a house with a big backyard or a fireplace in the living room, and we’ll do everything we can to accommodate those requests.

The three biggest factors to keep in mind for every house you look at are price, location, and square footage. As we mentioned before, you don’t want to purchase a home you can’t afford, and you also don’t want to end up in a location that you don’t enjoy. Finally, it’s important to have enough space for you and your family to live and grow, while not overdoing it in terms of square footage.

Price

The first thing you likely look at on a “home for sale” listing is the price. While we don’t want you to experience sticker shock when you see how much a home is selling for, it’s important to remember that buying a house is a serious investment. Since you’ve worked out a reasonable budget, you should have a good idea of what your price range is and what you’re willing to pay for a property. If you see a home that’s listed for a little above what you’d like to spend, we’ll do our part to see what we can do in negotiating a lower selling price.

Location

Everyone has their ideal location when it comes to where they want to live. While you may not have narrowed it down to a specific neighborhood, you do know whether you want to be close to great schools and parks, dining and nightlife, or in a quiet part of town where you can enjoy your retirement years. Whatever your ideal location is, we’ll help you find homes that are located in a specific area. If you’re a first-time homebuyer and you want to be close to work, we’ll show you homes for sale that are within a reasonable commuting distance. If you’re starting a family, we’ll help you choose a house that isn’t far from daycare options and schools for when the kids grow up.

Square Footage

If you’ve been living in an apartment or rental house for the past few years, then you’re probably used to living in a smaller space. Now that you’re ready to buy a home, you might have visions of a grand living room or a spacious kitchen. While those goals are fine, it’s important to be realistic about how much square footage you need and how much you can afford. For your first home, you may not need as large of a property, since it will only be you and perhaps your spouse or partner living there. If you have a large family, then you’re going to need enough square footage for everyone to live comfortably. Our team will help you find the perfect amount of space with a home that fits your budget and doesn’t feel too overwhelming to clean and maintain.

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Choosing a House

Once you’ve found a few properties that are in the right price range, in a great location, and offer the square footage you want or need, it’s time to choose a house. Making an offer on a home can seem scary, but your Realtor® will make sure that you have everything in order and that the offer is submitted through the proper channels. It’s important to remember that the seller may reject your offer, even if it’s at or above the asking price for the home, and that a rejection is no reason to get discouraged.

By narrowing down your choices to two or three homes, you can make offers on multiple properties and see what transpires. Your agent will inform you of which offers have been accepted and which ones haven’t, as well as how you can proceed with the house you want to purchase. We know that it’s a big decision to move forward with closing on a new home, and we’ll be there to help every step of the way.

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Closing on the Property

Once your official offer on a home has been accepted and you’ve decided to move forward with purchasing the property, we can coordinate a closing date with the seller. This date will rely on a number of factors, including financial information from your bank or credit union, when your loan is approved and processed, and when the seller foresees being able to move out of the house. We know that it can seem like a long time between choosing a house and closing on it, but just keep in mind that you’re getting closer to the end of what’s likely been a months-long process.

Once you’ve closed on the property, you can begin planning your move. Even though the real estate transaction is complete, our team is still here to help whenever you need us. If something comes up and you have a question, please feel free to reach out at any time. We want to build a relationship with you and your family so that you know you can trust us with anything involving your home, both now and in the future.

Contact Us Today to Get Started

If you’re thinking about buying a home, contact us today to see what new listings we have available. We have properties in a variety of price ranges, locations, and sizes, and you can view photo galleries of each home on our Listings page. You can find details on when each home was built, how many bedrooms and bathrooms it has, and other amenities.

If a property catches your eye and you’d like to learn more about it, please call or email us right away to schedule a showing. It’s never easy to tell how long a house will remain on the market, so the sooner you act, the sooner you can be on your way to purchasing your next home.

We look forward to hearing from you!

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Peppered with highly rated schools, recreational opportunities, five-star shopping and dining experiences, and incredible career opportunities, every Bakersfield neighborhood offers unique lifestyle options for residents of all ages. From quirky cultural hubs to quiet rural settings, Bakersfield and its surrounding areas welcome you.

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Ready to start your next home search? Whether you’re a first-time homebuyer or a seasoned property investor, we look forward to partnering with you. Want to list your Bakersfield-area home for sale? Contact us now for service with a smile.

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